We're planners and financial strategists. We’re bringing a new approach—a broader, smarter approach—to simplify financial decision making and put your wealth on a guided path to long-term balanced growth.
We offer a range of investment services and advice on various aspects of investing and intelligently managing money. We have years of experience working with clients of all levels of financial sophistication, and are licensed and regulated in our day-to-day operations.
What sets Clear Ridge apart is the ability to truly manage wealth holistically—from growth, preservation and protection to generational transfer and charitable giving—by employing a breadth of evidence-based strategies and the fiduciary honesty that our company is built around.
We don’t believe that there is a single definition of wealth. We prefer to listen to our clients and build plans that meet their personal goals. We are here to simplify our clients’ lives by providing efficiency, clarity, consistency and transparency in handling all aspects of their financial lives and set them up for long-term wealth stability.
We provide—and very strongly believe in—a fiduciary standard of service when it comes to handling investments and offering wealth management advice. Stated in the simplest, most direct terms: "Our client’s interests come first. Period."
Our investment approach is based on the results of years of academic studies by Nobel Prize winning scholars who identified the importance of global diversification, low costs and asset allocation discipline. We seek to capture various dimensions of returns that have been proven over the long term to add value to the overall portfolio. We value academic research over the fluctuating opinions and fads that dominate financial news reporting.
One of our goals when starting Clear Ridge Wealth Management was to create a firm in which we could do for others what we do for ourselves. After years of study, experience and exploration of all methods of investing available, we selected the evidence-based approach that has proven superior over the long term. We employ the same strategies and invest in the same vehicles as we recommend day in and day out to our clients. Need proof? Just ask.
There are many dimensions to wealth, and we are committed to integrating, enhancing and advising on all aspects. We’re not just here to grow your wealth, we’re also here to protect it by considering tax planning, estate planning, risk management, retirement funding and charitable giving when developing your unique wealth management plan.
Clear Ridge works with individuals, families and institutions building wealth, planning for future needs and offering a consistent voice of reason to financial matters. We work to set our clients on a clear financial path forward, no matter where they are in life.
As independent wealth advisors, we’re able to dedicate a large amount of time working with each of our clients; asking questions, formulating strategies and consistently reviewing goals. This deep personal relationship is something that sets Clear Ridge apart. While other firms try to portray a plan for infinite appreciation of capital, we offer an infinite appreciation of our clients’ needs.
This understanding allows our clients to shift their focus to what’s truly important to them: their families, their health, their business, their career and achieving their aspirations.
Michelle has been providing wealth management to families and investment management to institutions for more than 17 years. She is a life-long student of . . . Learn More
"Nothing makes me happier than working with a family to turn their lifetime of various investment accounts into a coordinated and streamlined investment strategy that is on a clear path to providing them with the future they have carefully envisioned. Our clients have a well organized, written plan to reach their goals."
Michelle has been providing wealth management to families and investment management to institutions for more than 17 years. She is a life-long student of the wealth management industry, earning her CFA charter holder and CPWA practitioner designations. Her prior work experience includes commercial lending for a large regional bank and she currently serves on the Board of Directors of Mercantile Bank. She actively incorporates her experience and knowledge of business management with family wealth management to help business owners plans for a successful business exit and transition to retirement.
Michelle’s volunteer work includes serving as Trustee of the Kalamazoo Valley Community College Foundation, member of the Kalamazoo Civic Theatre’s Endowment Committee and Treasurer of her church. She is a graduate of Western Michigan University and currently resides in Portage with her husband and two sons.
Michael is an entrepreneur who prides himself on building long term relationships and keeping up on the newest development in the field of . . . Learn More
“The holistic approach to wealth management we take at Clear Ridge is what really surprises a lot of our clients. We’re always asking ourselves: what would make the experience even better if we were on the other side of the conversation?”
Michael is an entrepreneur who prides himself on building long term relationships and keeping up on the newest development in the field of financial planning, investment theory and portfolio construction. He is driven by his commitment to always act in his clients’ best interests — no strings attached — and to have a direct, positive influence in his clients’ lives. The combination of his values and interests led him to co-found Clear Ridge Wealth Management.
Michael’s favorite part of being a Wealth Advisor at Clear Ridge Wealth Management is spending time with clients and helping them simplify their lives and successfully plan for the future. By using a holistic approach to wealth management, Michael incorporates every aspect of his clients’ financial lives into their plans for the future, including investments, saving for education and retirement, estate planning tax strategies and philanthropic giving.
Michael has a bachelor’s degree in Economics from Michigan State University and is earning his Certified Financial Planner designation. He loves to sail and snowmobile and lives in Richland, Michigan with his wife and two sons.
259 East Michigan Avenue
Kalamazoo, MI 49007